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First Time Homebuyers Counseling, MakingChange

Assists Howard County residents who are interested in buying their first home. Housing Counseling and Financial Education More information: - Offers counseling on pre-purchase, rental, credit, debt management, budgeting, and fair housing - Financial education and debt management are available in both one-on-one and group sessions

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Homebuyer/Home Purchase Counseling, HomeFree-USA

Offers education and counseling for individuals who want to buy a home. Homebuyer/Home Purchase Counseling More information: - Counseling is also available to help with foreclosure prevention, finances, and credit

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Belair-Edison Neighborhoods, Foreclosure Prevention

Provides counseling and intervention to help prevent foreclosure. Housing Counseling Services

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Homebuyer Education, Salisbury Neighborhood Housing Services

Offers 8-hour homebuyer education classes on the processes of purchasing and owning a home, applying for a loan, budgeting, home inspections, and working with a realtor. Housing Assistance

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Hagerstown Neighborhood Development, Housing Counseling

Provides counseling and support throughout the home buying process. Homebuyer/Home Purchase Counseling More information: - Offers post-purchase programs, default and foreclosure help, and referrals for landlord/tenant issues - Rental, budget, debt, and credit counseling available

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Roots of Mankind Corporation

Provides assistance with buying a home, avoiding foreclosure, and managing credit. Housing Counseling

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Prince George's Community College, Financial Empowerment

Provides free financial coaching programs, including housing counseling, credit help, money management, and small business coaching. Financial Management

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Montgomery County Housing Opportunities Commission, Supportive Housing

Offers affordable housing and supportive services to those in need. Supportive Housing More information: - Acquires, owns, leases, and operates rental units - Maintains the relationship between homeowner associations and public housing residents - Provides counseling and updated information on available housing programs

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Housing Authority of St. Mary's County

Offers various housing repair, loan, and subsidy programs for income-eligible residents. Housing Assistance More information: - Includes assistance programs for purchase, down payment, and closing costs - Provides homeownership counseling, information on fair housing laws, and advocacy services - Essential Home Repair Program provides low-interest loans for necessary home repairs - Settlement Expense Loan Program offers limited funds to help with settlement cost - Rental Allowance Program is a 12-month rental assistance program - Housing Choice Voucher assists with renting or buying a home in the private market - Maryland Special Loans Program/ HELP provides low-interest loans for property repair - Patuxent Woods Townhomes offers townhouses for rent

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First Time Homebuyers Counseling, MakingChange

Assists Howard County residents who are interested in buying their first home. Housing Counseling and Financial Education More information: - Offers counseling on pre-purchase, rental, credit, debt management, budgeting, and fair housing - Financial education and debt management are available in both one-on-one and group sessions

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Cecil County Department of Housing & Community Development, Family Self Sufficiency

Provides programs and services to help support individual and family independence. Family Self Sufficiency More information: - Includes budget counseling, workshops, housing counseling, education, and job training - Offers rental assistance through the Rental Subsidy Program - Helps veteran families find rental housing

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SHORE UP, Housing & Community Development

Offers subsidized apartments and housing counseling to income-eligible individuals and families. Housing Services

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Neighborhood Housing Services of Baltimore, Homeownership Counseling/Homebuyers Assistance

Provides counseling and support throughout the home buying process. Homebuyer/Home Purchase Counseling More information: - Offers budget and credit counseling, below-market financing, and incentive programs - Home purchase workshops are scheduled monthly - One-on-one counseling sessions available

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Peer Support Center, New Day Wellness & Recovery Center

Offers supportive services to help individuals with mental health and/or substance issues. Mental Health Services More information: - Includes housing assistance, mail services, and bus passes - Helps clients obtain identification, social security cards, and other documents - Provides workshops, speakers, and a quarterly newsletter focused on recovery and wellness - Serves coffee and breakfast

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Housing Counseling Services, City of Frederick Department of Housing and Human Services

Provides homeownership counseling and workshops for low- and moderate-income households. Money Management More information: - Assists with home ownership, credit, default and foreclosure, and reverse mortgages

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Housing Counseling, Anne Arundel County Community Action Agency

Provides housing counseling services in the areas of foreclosure prevention, budgeting, mortgages, reverse mortgages, and credit repair. Housing Assistance More information: - Offers monthly seminars for first-time home buyers

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Tenant Services and Eviction Prevention, Latino Economic Development Center

Providesl tenant services and eviction prevention. Housing Assistance More information: -Offers credit counseling, first time home buying assistance, budgeting guidance, and benefits application assistance. -Referrals to legal services are made when appropriate. -Eviction prevention services.

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Housing Counseling, Garwyn Oaks Housing Resource Center

Offers counseling and education on homeownership and foreclosure prevention. Money Management More information: - Provides referrals and information on home-buying resources such as closing costs, down payment grants, loans, and programs

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Housing Initiative Partnership

Offers rental properties and homes for sale to income-eligible individuals and families. Housing Assistance More information: - Operates and rents several apartment buildings in Bladensburg, Hyattsville, and Mt. Rainer - Rehabilitates single-family homes in Prince George's County and sells them to first-time homebuyers - Provides counseling on homebuyers' education, foreclosure prevention, and financial capabilities

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Housing Counseling, Anne Arundel County Community Action Agency

Provides housing counseling services in the areas of foreclosure prevention, budgeting, mortgages, reverse mortgages, and credit repair. Housing Assistance More information: - Offers monthly seminars for first-time home buyers

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Springboard Community Services, Housing Services

Offers a comprehensive program for helping individuals and families secure safe and stable living environments. Services include housing navigation, rapid rehousing, permanent supportive housing, and an emergency safe house. Housing Services

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Home Foreclosure Prevention, Delmarva Community Services

Helps individuals who are at risk of losing their homes due to financial issues. Housing Assistance

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Housing & Community Initiatives

Offers free seminars on the homebuying process. Homeownership Education More information: - Topics include real estate agents, qualifying for mortgage loans, and the settlement process - Pre-registration is required and can be done on the website

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Montgomery County Housing Opportunities Commission, Supportive Housing

Offers affordable housing and supportive services to those in need. Supportive Housing More information: - Acquires, owns, leases, and operates rental units - Maintains the relationship between homeowner associations and public housing residents - Provides counseling and updated information on available housing programs

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Homebuyer Education, Baltimore County Department of Housing and Community Development

Connects first-time home buyers to workshops on the home-buying process. Housing Assistance

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