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Provides eligible residents with housing and education programs.

Housing Assistance

More information:
- Helps with budgeting, credit, first time home-buying, loss mitigation, and foreclosure prevention
- Offers assistance with landlord/ tenant issues and eviction

• Offers post-purchase programs, default and foreclosure help, and referrals for landlord/tenant issues 
• Rental, budget, debt, and credit counseling available

Provides homeownership counseling and workshops for low- and moderate-income households.

Money Management

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- Assists with home ownership, credit, default and foreclosure, and reverse mortgages

Provides information on rental options and counseling services for homeowners facing foreclosure.

Helplines and Information

More information:
- Does not provide financial assistance

Provides housing counseling services in the areas of foreclosure prevention, budgeting, mortgages, reverse mortgages, and credit repair.

Housing Assistance

More information:
- Offers monthly seminars for first-time home buyers

Offers financial education; credit, housing, and bankruptcy counseling; and debt management services.

Financial Assistance

Helps individuals who are at risk of losing their homes due to financial issues.

Housing Assistance

Offers legal assistance with civil issues such as family law, estate planning, debt, and criminal expungement.

Legal Services

More information:
- Provides representation in court, legal advice, and document preparation for qualifying clients
- Same day representation available for tenants in rent court
- Research, counseling, preparation, and filing of petitions for criminal record expungement offered
- Holds weekly family law clinics
- Holds monthly elder law clinics and debtor assistance clinics

• Operates an emergency shelter with 24-hour services provided year-round 
• Offers case management, rent assistance, food, clothing, childcare, and transportation 
• Helps reduce bills and make homes energy efficient through weatherization
• Intercedes with mortgage companies

Provides financial counseling and referrals for homeowners who are behind on their mortgage payments or facing foreclosure.

Money Management, Housing Assistance

More information:
- Does provide payments or monetary funding
- Offers resources for specific situations, such as loss of job or health crisis
- Referrals to local agencies are available for refinancing, loans, or down payment assistance

Offers free legal advice and resource referrals for people facing foreclosure.

Legal Services

Offers counseling, education, and support to help individuals manage debt and improve personal finances by negotiating better repayment terms with creditors.

Money Management

More information:
- Includes help with managing credit cards, past utility and cell phone accounts, and medical debt
- Assists with budgeting and financial wellness
- Does not lend money or provide direct financial assistance

Provides eligible residents with housing and education programs.

Housing Assistance

More information:
- Helps with budgeting, credit, first time home-buying, loss mitigation, and foreclosure prevention
- Offers assistance with landlord/ tenant issues and eviction

Offers financial and housing counseling to home buyers in Baltimore City.

Housing Assistance

More information:
- Includes counseling on reverse mortgages, foreclosure prevention, and legal issues
- Provides access to incentive programs

Provides access to volunteer lawyers for legal representation.

Legal Services

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- Available for cases related to adoption, bankruptcy, contract disputes, divorce, custody, and more
- Provides brief legal advice for consumers who have been sued by creditors
- Tax sale prevention clinics available by phone appointment

Provides advice on bankruptcy assistance, mortgage delinquency counseling, and foreclosure prevention.

Housing Assistance

• May be able to assist with home buying closing costs 
• Holds classes on buying and keeping a home; registration is available online

• Includes personal financial counseling and education on fair housing rights 
• Rental and credit counseling available 
• Provides programs for first-time homebuyers and services for individuals experiencing homelessness

Helps homeowners through counseling, education, and planning when behind on mortgage payments or in foreclosure.

Housing Assistance

More information:
- Foreclosure prevention
- Free legal representation
- Affordable rental opportunities
- Determines home owner eligibility for loan modifications and other services to prevent foreclosure
- Offers counseling for renters with delinquent payments or seeking alternative housing

Works with lenders to negotiate loan modifications and/or repayment plans on behalf of homeowners to prevent foreclosures.

Housing Assistance

Provides housing counseling services in the areas of foreclosure prevention, budgeting, mortgages, reverse mortgages, and credit repair.

Housing Assistance

More information:
- Offers monthly seminars for first-time home buyers

Offers 30-minute phone consultations with a bankruptcy attorney.

Legal Services

More information:
- Attorneys do not complete paperwork or act as a representative
- Website lists attorneys available for other services at a reduced cost